A Smarter System for Sovereign People
Private Pay isn’t a traditional institution.
It’s a fully integrated private financial platform designed to give you control, flexibility, and sovereignty over your money, without compromising on functionality.
Multi-Currency Accounts with Global Reach
Create, manage, and hold accounts in major fiat currencies including AUD, USD, GBP, EUR, and more. Issue your own IBAN through one of our 19+ partner banks
Transact locally or internationally with confidence
Move funds between currencies without friction
Fiat & Crypto -
Side by Side
Seamlessly convert between fiat and cryptocurrency with our built-in exchange.
Swap between fiat and crypto instantly within your dashboard.
Withdraw crypto anytime to your external wallet, no delays.
No hidden limits or blocked transactions—full freedom, always.
Easily swap fiat and crypto, withdraw anytime, and enjoy full control—no limits, no blocks, just seamless, sovereign finance.
Spend Anywhere With
Private Pay Cards
Use your Private Pay Visa or Mastercard to spend fiat and crypto globally.
Auto-convert crypto or fiat instantly with each swipe—no extra steps.
Use your card anywhere Visa or Mastercard is accepted worldwide.
Enjoy top-tier security, global access, and privacy-first technology.
Spend globally in fiat or crypto with auto-conversion on swipe—secure, seamless, and accepted wherever Visa or Mastercard is.
E-Wallets for Fast and
Flexible Payments
Private Pay members can create secure, easy-to-use e-wallets for direct payments and transfers.
Built for freelancers, entrepreneurs, and digital nomads on the move.
Send wallet-to-wallet transfers in seconds—simple, seamless, and instant.
Built for speed, security, and full compliance—no compromises.
Manage money on the move with fast, secure e-wallets—perfect for borderless payments, instant transfers, and full financial control.
Fiat & Crypto -
Side by Side
Seamlessly convert between fiat and cryptocurrency with our built-in exchange.
Swap between fiat and crypto instantly within your dashboard.
Withdraw crypto anytime to your external wallet, no delays.
No hidden limits or blocked transactions—full freedom, always.
Easily swap fiat and crypto, withdraw anytime, and enjoy full control—no limits, no blocks, just seamless, sovereign finance.
Spend Anywhere With
Private Pay Cards
Use your Private Pay Visa or Mastercard to spend fiat and crypto globally.
Auto-convert crypto or fiat instantly with each swipe—no extra steps.
Use your card anywhere Visa or Mastercard is accepted worldwide.
Enjoy top-tier security, global access, and privacy-first technology.
Spend globally in fiat or crypto with auto-conversion on swipe—secure, seamless, and accepted wherever Visa or Mastercard is.
E-Wallets for Fast and
Flexible Payments
Private Pay members can create secure, easy-to-use e-wallets for direct payments and transfers.
Built for freelancers, entrepreneurs, and digital nomads on the move.
Send wallet-to-wallet transfers in seconds—simple, seamless, and instant.
Built for speed, security, and full compliance—no compromises.
Manage money on the move with fast, secure e-wallets—perfect for borderless payments, instant transfers, and full financial control.
Private Membership
Tiers
Access is by application only—membership isn’t public. Choose your level and unlock a new way to manage your money.
Founding Member – $9,995 (limited to 150 members), $95 95pa
20% rewards, premium fee rebates, priority onboarding
Corporate Member – $2,995, $295pa
Personal Member – $995, $195pa
Apply to unlock exclusive membership tiers with rewards, rebates, and premium access—tailored for sovereign individuals and businesses.
Reward System &
Affiliate Model
Earn rewards when you bank your funds or refer others to join—simple, valuable, and built to benefit you.
Earn reward points for every dollar you spend or move.
Redeem points for rebates, travel perks, or exclusive community events.
Partner communities earn equity by hitting key milestones.
Earn points for every transaction or referral—redeem for perks, rebates, and more. Grow with us and unlock equity through partner milestones.
Built-In Privacy—Backed by
Real Infrastructure
Backed by 100+ years of expertise and 19+ global banks, Private Pay delivers
unmatched access.
Protected by bank-grade security to keep your assets safe at all times.
Clear, transparent fees—no surprises or hidden charges.
Access your funds anytime, anywhere, with global platform support.
Enjoy bank-grade security, global access, and transparent fees—backed by real infrastructure and 100+ years of combined financial expertise.
Private Membership
Tiers
Access is by application only—membership isn’t public. Choose your level and unlock a new way to manage your money.
Founding Member – $9,995 (limited to 150 members), $95 95pa
20% rewards, premium fee rebates, priority onboarding
Corporate Member – $2,995, $295pa
Personal Member – $995, $195pa
Apply to unlock exclusive membership tiers with rewards, rebates, and premium access—tailored for sovereign individuals and businesses.
Reward System &
Affiliate Model
Earn rewards when you bank your funds or refer others to join—simple, valuable, and built to benefit you.
Earn reward points for every dollar you spend or move.
Redeem points for rebates, travel perks, or exclusive community events.
Partner communities earn equity by hitting key milestones.
Earn points for every transaction or referral—redeem for perks, rebates, and more. Grow with us and unlock equity through partner milestones.
Built-In Privacy—Backed by
Real Infrastructure
Backed by 100+ years of expertise and 19+ global banks, Private Pay delivers
unmatched access.
Protected by bank-grade security to keep your assets safe at all times.
Clear, transparent fees—no surprises or hidden charges.
Access your funds anytime, anywhere, with global platform support.
Enjoy bank-grade security, global access, and transparent fees—backed by real infrastructure and 100+ years of combined financial expertise.