PRE-LAUNCH OFFER: SIGN-UP TO THE SOCIETY OR THE GUILD AND GET A 50% DISCOUNT ON APPLICATION FEES • EACH SIGN UP GETS YOU 5 ENTRIES INTO THE CHANCE TO WIN 1 BITCOIN • JOIN THE WAITLIST AND GET 1 ENTRY INTO THE CHANCE TO WIN 1 BITCOIN • BECOME AN AFFILIATE OF PRIVATE PAY AND COLLECT 1 ENTRY INTO THE CHANCE TO WIN 1 BITCOIN PER REFERRAL AS WELL AS EARN COMMISSION ON SIGN UP FEES • TERMS & CONDITIONS APPLY

Frequently Asked Questions

We know you have questions — and we’re here to give you straight answers. No fluff. No corporate spin. Just facts.

The Answers You’re Really Looking For

Frequently Asked Questions

The Answers You’re Really Looking For

We know you have questions — and we’re here to give you straight answers. No fluff. No corporate spin. Just facts.

What is Private Pay?

Private Pay is a private, members-only platform that lets you control your money — fiat and crypto — without the red tape, limits, and constant surveillance of traditional banks. Think borderless accounts, seamless fiat-to-crypto conversions, multiple currencies, e-wallet functions, and cards that work worldwide.

Is Private Pay a bank?

No — and that’s the point. We’ve partnered with 19 global banks and integrated with major crypto exchanges to give you the functionality of a bank without being one. You get real bank accounts in major currencies, crypto access, and privacy that banks simply don’t offer.

Who is Private Pay for?

We’re built for freedom-seekers, crypto champions, entrepreneurs, global citizens, and anyone tired of explaining their money moves to outdated institutions. If you want control, privacy, and speed, you’ll feel at home here.

Where can I use Private Pay?

Almost anywhere. We operate in most jurisdictions globally, except the obvious restricted territories, i.e. North Korea, Iran, and Russia. Your accounts, cards, and wallets are globally accessible.

Do I need to pass KYC?

Yes. We operate with bank-grade security and compliance, so standard KYC is required — passport, driver’s licence, utility bill, etc. It’s a fast process, typically approved within 24 to 48 hours.

How does fiat-to-crypto conversion work?

It’s as simple as it should be — no hoops. You can move from fiat to crypto and back again in just a few clicks, with transparent fixed fees (around 2–3%). You can also withdraw cryptocurrency to your own external wallets at any time.

What currencies are supported?

Fiat: AUD, USD, GBP, EUR
Crypto: BTC, ETH, USDT (with more to come)

How do the memberships work?

We have two tiers:

  • Founding Membership – Max 150 members. $9,995 upfront + small annual fee. Exclusive rewards, reduced fees, and up to 20% p.a. return on your membership fee (mix of cash and fee rebates).
  • Standard Membership – $2,995 upfront for corporate,  $995 personal + annual fee. Access to all core features and rewards programs.
How do the rewards work?

For every dollar you bank through the platform, you earn points — redeemable for cash back, trips, retreats, or reduced fees. Founding Members get the most generous rewards program.

What about security?

We have a world-leading cybersecurity and fraud prevention expert (consulting to Tier 1 banks) on our team. We can’t tell you who they are… and that’s exactly why we’re secure.

Is there a partnership program?

Yes. We offer a high-value partner program with generous commissions, profit-sharing, and even equity opportunities for top performers. If you have an audience or community that would benefit from Private Pay, we should talk.

Can I stake USDT?

Yes — but staking may not be available in all countries. Returns are competitive and designed for members who want their idle USDT working for them.

What are the fees?

Our fees are competitive and transparent. We’ll share the full fee schedule during onboarding — but expect low application fees, fair transaction costs, and reduced fees for Founding Members.

What makes Private Pay different from other platforms?

We’ve built something banks can’t and won’t — total flexibility, global reach, seamless fiat-crypto integration, and a private membership model that works for our members, not against them.

If you still have questions, contact us directly: info@privatepay.app

Let's Talk Real Finance

Private Pay exists to return command to its rightful place: with you. Built for movement, designed for discretion, and structured for resilience. Your money flows the way you decide.

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